Remember the basics: There is no gain without pain – You have to move out of your comfort zone to achieve things in life. Similarly, you have to venture beyond cash savings in the bank. Keeping all your money in a savings account is like going at 10 miles an hour – on an empt... Read more

Take interest in your financial affairs – whether you are good at it or not. Have faith, you will get better with time. Learn how to analyze stocks and shares but always diversify your portfolio. Invest in Funds that allow you to spread your money across companies in different ... Read more

Keep it simple. Goal 1: Live within your means (more later). Goal 2: Pay off all your credit card bills (it is probably the most expensive debt you owe). Goal 3: Pay off all your short-term personal loans (most likely the most expensive after credit cards) but perhaps not your mo... Read more

Of course, we are seeking capital growth but for us, capital preservation comes first, then capital growth. Hence, we stay away from businesses that we do not understand. Call us conservative but we are also unconventional. Our operating ethos: Care: We take care of our investor... Read more

For us, business is about people. We, therefore, lay heavy emphasis on meetings, taking the time and effort to understand the management’s ethos and motivation. We want to invest in people we like, trust and admire. The right talent in the right place can dramatically improve t... Read more

Confirmation Bias As humans, each of us has subconscious biases. These biases create blind spots and errors, costing us real cash. Perhaps we cannot completely eliminate our biases but we can work towards recognizing, acknowledging, learning, and ultimately reducing them. If done... Read more

Anchoring occurs when investors become fixated on a particular number, such as the price at which they bought into a particular stock or a price target that they hope the stock will reach. Anchoring can prevent an investor from selling out if the fundamentals change for the worse... Read more

Representativeness bias is exhibited when investors attach too great a weight to particular data points. For example, investors may assume that current trends in an industry that is inherently cyclical will remain in place indefinitely just because they have been in place in rece... Read more

Endowment bias can be thought of as “falling in love with an investment” in other words getting too emotionally attached. This investment may have performed fantastically well for you in the past and now you find yourself reluctant to sell any of it. Of course, this could be ... Read more

Loss aversion may be the most common investment bias of all, particularly among newer investors (though even highly experienced investors can fall foul of this bias). Loss aversion arises as a result of the human tendency to feel the pain of a loss more acutely than the pleasure ... Read more

Euromoney is a global B2B information-services business. The company provides actionable data, analysis, intelligence, and access through three divisions: Fastmarkets, Financial & Professional Services (FPS), and Asset Management. A consortium of funds bid £1.7bn for the co... Read more

Private equity investment specialist Intermediate Capital Group (ICG) continues its success. As per the latest Q3 trading statement, for the nine months ended 31 December 2022, fee-earning AUM was $61bn – compound annual growth of 23% over the last 5 years. Fundraising of $2.... Read more

CEO Carlo Centonze is the driving force behind HeiQ, a leader in textile innovation. Conceived during a hike in the Swiss Alps in 2005, today the business has established 10 patent families and over 600 brand partnerships worldwide. Its customers are apparel manufacturers and gi... Read more

Given the experience of the team at Sterling, we have the skills in-house to value a wide range of businesses. One area we like to invest in is ‘sum-of-the-parts’opportunities – especially if we can invest at a discount before the market wakes up to the embedded value th... Read more

Our Fund was launched in 1963 and there aren’t many companies who are “Senior” to us. Dr Martens is. The company launched its first boot in 1960 and remains an iconic brand even today. Dr Martens is a British company that designs, develops, and sells footwear. The Company o... Read more

Premier Foods is one of the UK’s largest food businesses – trading from 15 sites, the company predominantly operates in the ambient food sector which is one of the largest sectors in the domestic grocery market. Premier estimates that approximately 94% of UK households buy on... Read more